SPECIALIZED SERVICE

School Insurance

Protecting students, staff, and learning environments with confidence.

About School Insurance

School-age children face daily risks — accidents, illness, medical emergencies at school. Parents worry about unexpected medical bills derailing school attendance. School insurance covers medical emergencies, hospitalization, and accidental injuries — so children stay in school and parents stay financially secure.

School Insurance Features & Capabilities

Everything included when you choose our school insurance service

On-Campus & Off-Campus Medical Coverage

Covers accidents, injuries, and illnesses whether at school, sports events, or activities. Medical expenses, hospitalization, and emergency treatment included.

School Closure & Activity Coverage

Reimburses school fees if your child misses school due to illness or injury (up to limit). School activity accidents (sports, field trips) covered.

Simple, Affordable School Group Plans

Schools enroll students in bulk — affordable premiums, minimal paperwork for parents. Coverage activates at enrollment, covers entire school year.

Why Choose Excewell Insurance for School Insurance

Comprehensive financial security with integrated insurance + investments in one trusted plan, giving families peace of mind about their children's future and SME owners streamlined risk management, compliance confidence, and measurable business continuity.

Covers medical emergencies on & off campus

Reimburses school fees for absence due to covered illness/injury

Affordable group rates through school enrollment

School Insurance — Frequently Asked Questions

Common questions about our school insurance service

Is school insurance mandatory?

No, but highly recommended. Many schools encourage it. Coverage is affordable (typically KES500-1,000/year) and protects against unexpected medical bills that could interrupt school attendance.

What counts as a covered injury or illness?

Covered events include accidents (falls, sports injuries), acute illnesses (flu, malaria, appendicitis), and emergency hospitalization. Pre-existing conditions and elective procedures aren't covered. School will provide full coverage details.

How do I claim if my child gets injured at school?

Inform the school immediately. School healthcare staff will initiate the claim. Submit medical receipts and school attendance records. Claims are processed within 14 days, reimbursement within 7 days of approval.

Get a School Insurance Quote

Tell us about your school insurance needs and our team will respond within 2 business hours with a tailored recommendation. Every inquiry gets a personal response from a real team member.