Excewell Insurance

TRUSTED INSURANCE & INVESTMENTS IN NAIROBI

Excewell Insuarance Agency

A well of Excellence

Simple Process

How Excewell Insurance Works

01

Start with a Conversation

Tell us about your insurance & investments goals.

02

Get a Tailored Plan

We craft a solution specific to your business — not a template.

03

Deliver & See Results

We handle execution with minimal disruption to your day-to-day.

04

Grow Together

We don't disappear after delivery. Regular check-ins, performance reviews, and proactive optimizations

What Excewell Insurance Offers

Life Insurance

Life Insurance

Families fear leaving dependents vulnerable to financial hardship if something happens. Life insurance gaps mean mortgages unpaid, school fees unmet, living expenses uncovered. Excewell's life insurance plans protect your family's future — ensuring they're financially secure for 10, 20, or 30+ years, no matter what.

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Health Insurance

Health Insurance

Medical costs in Kenya are unpredictable and can devastate families overnight. Without comprehensive health coverage, a hospital visit means choosing between health and financial security. Excewell health insurance removes that choice — covering you, your family, and employees with affordable, extensive medical protection.

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Motor Insurance

Motor Insurance

Vehicle damage, accidents, and third-party liability are real risks on Kenya's roads. Under-insured or expired motor coverage leaves you exposed to massive out-of-pocket costs and legal liability. Excewell motor insurance protects your vehicle and wallet — with fast claims, 24/7 roadside assistance, and flexible coverage.

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Business Insurance

Business Insurance

SME owners juggle multiple exposures — employee health, property, liability, vehicle fleet, compliance. Without integrated business insurance, you're blind to gaps, overpaying multiple providers, and risking catastrophic losses. Excewell business insurance consolidates all your risks into one comprehensive, transparent plan.

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Travel Insurance

Travel Insurance

International and domestic travel exposes you to medical emergencies, flight delays, lost luggage, and unforeseen cancellations far from home. Without travel insurance, one incident can cost thousands and derail your trip. Excewell travel insurance covers medical emergencies, trip cancellation, baggage loss, and more — so you travel worry-free.

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Property Insurance

Property Insurance

Your home or business property is your biggest asset — yet fire, theft, weather, and natural disasters can destroy it overnight. Without comprehensive property insurance, rebuilding costs fall entirely on you. Excewell property insurance covers full replacement value, so you rebuild quickly without financial ruin.

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Education Insurance

Education Insurance

School fees are rising, and unexpected circumstances can interrupt your child's education. Parents fear their children's dreams derailing due to financial hardship. Education insurance guarantees school fees are paid — whether you're there or not. Your child's future stays on track, no matter what.

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Retirement & Pension

Retirement & Pension

Most Kenyans reach retirement age unprepared, facing poverty and dependence on family. Without structured pension planning, years of work leave no financial security. Excewell retirement and pension solutions build guaranteed income for life — so you retire with dignity, independence, and peace of mind.

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School Insurance

School Insurance

School-age children face daily risks — accidents, illness, medical emergencies at school. Parents worry about unexpected medical bills derailing school attendance. School insurance covers medical emergencies, hospitalization, and accidental injuries — so children stay in school and parents stay financially secure.

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Domestic Package

Domestic Package

Home insurance bundles often leave gaps — you're protecting structure but not contents, or vice versa. Families end up with patchwork coverage and claims disputes. Excewell's domestic packages bundle home, contents, liability, and optional add-ons into one comprehensive plan — so your entire household is protected, with no gaps.

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WIBA & Workers' Compensation

WIBA & Workers' Compensation

Employers are legally required to cover employee workplace injuries and illnesses through WIBA (Workmen's Compensation Act). Non-compliance means hefty fines, lawsuits, and damaged reputation. Excewell's WIBA compliance ensures your business meets legal requirements while protecting your employees — and your bottom line.

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Money Market Funds

Money Market Funds

Most Kenyans keep savings in low-yielding bank accounts, losing purchasing power to inflation. You want your money to grow, but stock market risk feels too high. Money market funds offer safe, liquid growth — earning 8-12% annually while keeping your capital accessible and secure.

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Unit-Linked Funds

Unit-Linked Funds

Long-term wealth-building requires growth-oriented investments, but stock market volatility scares most investors. Unit-linked funds blend insurance protection with professional fund management — so your money grows for retirement, education, or major goals while you're protected if life happens.

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Why Choose Excewell Insurance

Comprehensive financial security with integrated insurance + investments in one trusted plan, giving families peace of mind about their children's future and SME owners streamlined risk management, compliance confidence, and measurable business continuity.

Personalized insurance solutions

Professional and trusted support

Fast and reliable claims assistance

Affordable and flexible coverage options

Customer-focused service with integrity

What Our Clients Say

★★★★★

Excewell explained my investment options clearly without any pressure. I finally made an informed decision.

Grace MutuaNairobi
★★★★★

Their team put together a comprehensive insurance package tailored to my business. Very professional.

James WaweruNairobi
★★★★★

I have trusted Excewell with my family cover for three years. No surprises, always there when needed.

Patricia MainaNairobi
★★★★★

The claims process was smooth and quick. I expected it to be complicated but they handled everything.

Michael OdhiamboMombasa
★★★★★

Excellent financial advice that is actually relevant to my income and goals. Not one-size-fits-all.

Alice NjorogeNairobi

About Excewell Insurance

At Excewell Insurance, we believe insurance is more than a policy — it is a promise of protection, security, and peace of mind. We are dedicated to providing reliable and affordable insurance solutions that help individuals, families, and businesses confidently prepare for the unexpected.

Our mission is to simplify insurance by offering tailored coverage options designed to meet the unique needs of every client. Whether it’s motor, health, life, travel, property, or business insurance, we work closely with trusted partners to ensure you receive dependable protection and exceptional service at every step.

Driven by integrity, professionalism, and customer care, our team is committed to building long-term relationships based on trust and transparency. We take pride in guiding our clients with honest advice, responsive support, and efficient claims assistance whenever it matters most.

About Excewell Insurance

Frequently Asked Questions

Everything you need to know about Excewell Insurance and our services.

How do I know Excewell is trustworthy and regulated?
Excewell is fully licensed and regulated by Kenya's Insurance Regulatory Authority (IRA). We maintain strict compliance with all Kenyan insurance laws, undergo regular audits, and maintain reserves to pay claims. Our 98% claims approval rate and 10,000+ protected customers prove our reliability.
Can I really bundle insurance and investments in one plan?
Yes — that's our core offering. You can combine life insurance or health coverage with money market funds or unit-linked funds for retirement. One integrated plan simplifies your finances and lets you grow wealth while protected. Our advisors customize plans to your goals.
What if I need to adjust my coverage later?
Plans are flexible. You can increase/decrease coverage, add family members, switch investment portfolios, or pause contributions (under certain conditions). Contact us anytime — we adjust policies without penalties and at pro-rata rates.
How long does it take to get an insurance quote or start investing?
Life insurance quotes take 2-5 minutes online. Health insurance quotes are instant. Investment accounts open same-day. Most policies activate within 24 hours of approval. We prioritize speed without sacrificing underwriting quality.
What happens if I want to cancel my policy?
You can cancel anytime with 30 days' notice. For life insurance and unit-linked funds, accumulated surrender value (cash-in value) is paid within 14 days of cancellation. No hidden penalties. We prefer to work with you on adjustments rather than cancellation.
Do you offer financial advice, or just insurance and investments?
Our advisors provide free financial planning consultations. We assess your goals (retirement, education, wealth, protection) and recommend integrated plans. This service is complimentary — we don't charge for advice, only for policies you choose.

Talk to an Insurance Expert

Get in Touch

Fill out the form below and our team will respond within 2 business hours. We'll discuss your goals, answer your questions, and recommend the best path forward.