SPECIALIZED SERVICE

Domestic Package

Comprehensive protection for your home and personal belongings.

About Domestic Package

Home insurance bundles often leave gaps — you're protecting structure but not contents, or vice versa. Families end up with patchwork coverage and claims disputes. Excewell's domestic packages bundle home, contents, liability, and optional add-ons into one comprehensive plan — so your entire household is protected, with no gaps.

Domestic Package Features & Capabilities

Everything included when you choose our domestic package service

Building & Contents Coverage Combined

One policy covers your house structure, furnishings, appliances, and personal belongings. Fire, theft, weather, and natural disasters all included. Full replacement value, no depreciation.

Personal Liability & Legal Defense

If someone is injured in your home and sues, liability coverage pays their medical bills and legal fees. Covers up to KES5M in liability claims.

Optional Add-Ons: Accidental Damage, Valuables, Locks

Accidental damage covers spills and broken items. Valuables rider covers jewelry and art. Locks coverage reimburses locksmith costs if keys are lost or stolen.

Why Choose Excewell Insurance for Domestic Package

Comprehensive financial security with integrated insurance + investments in one trusted plan, giving families peace of mind about their children's future and SME owners streamlined risk management, compliance confidence, and measurable business continuity.

Covers building structure + contents in one plan

Personal liability up to KES5M included

Optional add-ons: accidental damage, valuables, locks

Domestic Package — Frequently Asked Questions

Common questions about our domestic package service

What's covered under 'contents' in a domestic package?

Contents cover furniture, appliances, electronics, clothing, books, and other personal belongings. Each item is covered up to its full replacement value (no depreciation). Optional valuables rider covers jewelry and art at higher limits.

If someone is injured in my home, does my insurance cover them?

Yes — personal liability coverage pays their medical bills, rehabilitation, and legal fees if they sue. You're protected up to KES5M. This is one of the most important protections in a domestic package.

How do I prove the value of my belongings for a claim?

We recommend a home inventory: photos or video of rooms, receipts for major items, and a written list with purchase dates and values. Keep receipts. For claims, submit photos + receipts. We settle based on fair market replacement value.

Get a Domestic Package Quote

Tell us about your domestic package needs and our team will respond within 2 business hours with a tailored recommendation. Every inquiry gets a personal response from a real team member.